The questions we hear most often, with short answers. For longer treatment, follow the links to the relevant article.

FormationHub is operated by BLINKPAY LLC, a US business registered in Wyoming, with a small independent team handling operations, engineering, and customer support. No VC backing. See Who is FormationHub?.

No. We're a business-services company, similar to TurboTax for taxes. We don't give legal advice. See Are you a law firm?.

Yes — operated by BLINKPAY LLC (Wyoming-registered), authorized Registered Agent in every state we serve, SSL on every page, and PCI-compliant payment processing. See Who is FormationHub?.

BLINKPAY LLC (our operating entity) is registered in Wyoming.

We're a newer, privately-owned company built by a small, independent team — no VC backing. See Who is FormationHub? for more of our story.

Depends on the state and which add-ons you choose. LLC formation itself is $149 (standard processing, 1-4 business days) or $199 (expedited, filed the same business day), plus your state's filing fee — anywhere from about $40 to $500 depending on the state. Popular add-ons: EIN ($79), Operating Agreement ($40), Registered Agent ($192/year), BOI report ($99), S-corp election ($99), and certified copies ($50 + state fee). See pricing transparency.

No. We itemize every charge on checkout and on your receipt. Service fee + state fee + (optional) add-ons + sales tax. Nothing else.

Because the Registered Agent role is ongoing. You need an RA every year you operate. We charge $192/year ($16/month, prepaid annually).

No — we don't run discount programs, referral bonuses, or volume/bundle pricing. Our pricing is transparent and the same for every customer.

Not for one-time charges — the service fee and any state fee are due at checkout. The Registered Agent subscription works like an annual payment plan, since it renews yearly.

Depends on the state. Range from same-day (Colorado, Indiana, Kentucky, Missouri) to 2-3 weeks (Arizona, Maine, Pennsylvania, Texas, DC). Some states offer expedited processing for an extra fee. See LLC fees by state for state-by-state times.

Yes — for free, even if you don't end up buying. We check state availability and let you know within 1 business day. We don't do trademark searches (that's a lawyer's job).

The state usually rejects because of a name conflict, missing info, or a state-specific rule. We resubmit with corrections at no extra service fee — you only pay any additional state fees if the state charges for resubmission (some do, some don't).

Legally yes, if you have a physical address in the state and can be there M-F 9am-5pm. Practically: most people shouldn't because of privacy + always-available requirements. See What is a Registered Agent?.

Yes, but you'll typically need to also register as a foreign LLC in your home state if you're doing business there. Whether it makes sense to form in a different state than where you live is a question for an attorney or CPA who knows your situation — we don't recommend a specific state. See Which state should I form in?.

LLC is a legal business structure. S-Corp is a tax classification. You form an LLC, then optionally elect S-Corp taxation ($99) — whether that saves you money depends on your income and should be confirmed with a CPA. See LLC vs S-Corp vs C-Corp.

Yes. We handle non-US-resident formation. You'll need: - Your full legal name - A foreign address (we'll use it for ID; the LLC's address is in the US) - A US Registered Agent (we provide this) - An EIN (we can get one for you — usually within 1-24 hours after your LLC is approved; if the IRS requires the fax-application fallback, it can take about a week)

See EIN for non-US residents.

Yes, with an LLC + EIN. Banks we recommend for non-US founders: Mercury (online-only, free, fastest signup), Brex (online-only), Wise (international banking).

You may owe US tax on "effectively connected income." Always file Form 5472 + Form 1120 annually for foreign-owned single-member LLCs (penalty for missing it: $25,000). Talk to a US tax pro who specializes in non-resident-owned LLCs. We can refer you.

Yes. Encryption in transit (TLS 1.2+) and at rest (AES-256). No data brokers. PII allowlist prevents EIN values, SSN, signed documents from leaving our systems. See Data security.

No. We don't sell customer data to third parties under any circumstance.

Email [email protected] and we'll take care of it. We delete most data within 30 days; some data (tax-required records) we keep for 7 years by law.

Your EIN is stored in our system but never sent to marketing tools or shown in unauthenticated places. We never include it in email content. We do show it to you in your authenticated portal.

Chat and phone are answered live by our support team, and email is answered within 1 hour. The Help Center is available 24/7.

Yes. Chat, email, and phone all go to real humans on our support team. No AI bots in the loop.

No — those require licensed professionals (CPA, attorney). We can refer you to partners. See Are you a law firm?.

Yes, with conditions: - 100% refund if requested before we submit your filing to the state - After state submission, the state filing fee is non-refundable and our service fee is considered earned, except if you report an accidental purchase within 24 hours (then we refund 50% of the service fee) - Unused add-ons (EIN, Operating Agreement, BOI, etc.) can be refunded within 30 days of purchase - Registered Agent: cancel before your renewal date for a free cancellation; after renewal, it's prorated minus a $49 cancellation fee, and you'll need to file the state's Change of Registered Agent yourself - Refund requests must be made within 6 months of purchase; we decide within 3 business days, and approved refunds arrive in 5-10 business days

See Refund policy.

Don't just stop paying — that can lead to your LLC's administrative dissolution. File the state change of RA first (we can do this for you, or your new RA can). Then we cancel the subscription. See Switching Registered Agents.

No. For the Registered Agent subscription, we send reminder emails during the final three weeks before your renewal date, so you can cancel before you're charged again. If a renewal charge fails, we retry for a period before pausing the service. If you ever feel like you've been billed unfairly, email [email protected] and we'll sort it out.

Not yet. The web portal is fully mobile-responsive — you can do everything from your phone via Safari or Chrome.

The portal supports switching between multiple businesses from a dropdown, with each business having its own filings, documents, mail, and compliance calendar. This is rolling out gradually — if you manage more than one business and don't see the option yet, contact support and we'll help.

Not yet. Each account has a single login. If you'd like an accountant or partner to have access, contact [email protected] and we'll help you figure out the best way to share what they need without handing over your own login credentials.

Business name changes require a state filing (Articles of Amendment). Open a chat — we'll quote the state fee + our amendment service fee.

Not currently — we don't offer an LLC dissolution filing service. You'll file the Articles of Dissolution directly with your state (check your Secretary of State's website), and we'd recommend talking to an attorney or CPA to make sure everything is wound down properly. If you have an active Registered Agent subscription with us, let us know once the dissolution is filed and we'll help close that out.

Use search at the top of the Help Center, or open a chat — we'll either answer directly or write a new article if it's a question we get often.